Summary: Chime lowers savings account APY

Why It Matters: This change affects how much money users can earn on their savings.

What Changed:

• The Annual Percentage Yield (APY) for the Chime Savings Account decreased from 3.75% to 3.50%.
• The comparison to the national average APY changed from "9x the national average" to "8x the national average."
• The effective date for the APY changed from October 13, 2025, to October 15, 2025.
• The reference for the national average APY changed from "FDIC's National Rates and Rate Caps website here" to "current rates reported by the FDIC here".
• "47k+ fee-free ATMs" was updated to "47K+ fee-free ATMs" in two places.
• A link to https://www.onetrust.com/products/cookie-consent/ was removed from the end of the content.