December 30, 2025 ongoing Get alerts for mercury.com

Summary: Mercury launches personal banking and AI bill pay

Why It Matters: The product is expanding from business-only banking into personal finance and AI-driven operations. This makes it a more complete financial hub for founders who want to manage their business and personal money in one place.

What Changed:

  • Added a new personal banking product offering 3.25% APY on savings.
  • Introduced AI-powered bill pay that automatically reads and populates bill details.
  • Added built-in invoicing tools to receive customer payments directly.
  • Updated the homepage to highlight "Financial Workflows" and "Financial Ops" alongside traditional banking.
  • Increased FDIC insurance coverage messaging to emphasize protection up to $5M through sweep networks.
  • Added specific solution pages for SaaS, Ecommerce, and VC Funds.
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