Summary: comdirect changes Depot and Girokonto offers

Why It Matters: The competitor changed how they promote their main products. This could affect how new customers choose them.

What Changed:

  • The main offer changed from "Jetzt Depot eröffnen und 12 Monate kostenlos Wertpapiere besparen" to "Eine Rechnung, die aufgeht: Girokonto mit 75€ Prämie".
  • A new offer for "Wertpapiersparpläne" was added: "Mach’s nicht später – mach’s FÜR später" with details about investing in ETFs, stocks, funds, or certificates from 1 Euro per month.
  • The "comdirect Depot" offer was updated to include "12 Monate kostenlos Wertpapiere besparen" and "Zusätzlich 100 Euro Prämie sichern" with an end date of January 31, 2026.
  • The "U30-Angebot" was removed.
  • The "Baufinanzierung" interest rate for 5 years changed from 3.28% to 3.31% (Sollzinsbindung) and 3.38% to 3.41% (Effektiver Jahreszins).
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