August 18, 2025 90-day analysis Get alerts for chime.com

Summary: Chime Savings Account APY decreased.

Why It Matters: This change directly impacts how much money users can earn on their savings.

What Changed:

  • The navigation menu was updated.
  • The "Sign Up" button was changed to "Log in" and "Get started."
  • New menu items like "Fee-free Banking," "Manage Credit," "Easy Savings," "Early Payday," "Member Perks," and "Anytime Security & Support" were added.
  • The "About Us" section was expanded to include "Investor Relations" and "In the Community."
  • The "Learn" section was changed to "Employers" and "Members In the Green Blog," with new "Chime Guides" and "Banking Basics" content.
  • The Annual Percentage Yield (APY) for the Chime Savings Account decreased from 2.00% to 1.25%.
  • The "Popular Features" section was updated.
  • The "Resources" section was updated to include "Savings Calculator" and "Paycheck Calculator."
  • The "Chime U.S. Privacy Notice" was moved within the "Privacy Policies" section.
  • The "SpotMe" eligibility criteria were updated to specify "Base Limit eligibility."
  • A new sentence was added to the Chime Savings Account APY disclosure about the Chime+ APY.
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