Summary: Student Loan variable rates decreased

Why It Matters: The competitor is offering lower variable interest rates for their student loans. This could make their loans more attractive to potential borrowers.

What Changed:

• The variable interest rate range for 10-year loans changed from 4.46% - 15.20% (4.39% APR - 13.56% APR) to 4.37% - 15.11% (4.31% APR - 13.49% APR).
• The estimated monthly payment for the variable rate loan changed from $110.24 - $251.81 to $109.36 - $250.30.
• The estimated total payment for the variable rate loan changed from $14,578.80 - $31,567.20 to $14,473.20 - $31,386.00.
• The example APR for a variable rate loan changed from 4.39% to 4.31%.
• The example monthly payment for a variable rate loan changed from $110.24 to $109.36.
• The higher example APR for a variable rate loan changed from 11.17% to 11.10%.
• The higher example monthly payment for a variable rate loan changed from $204.65 to $203.33.
• The date for the data in the table changed from 10/03/2025 to 10/13/2025.