Summary: Mercury lowers personal savings APY to 3.25%

Why It Matters: Mercury is reducing the interest it pays to personal banking customers. This change makes their personal savings product less competitive compared to other high-yield options in the market.

What Changed:

• The Annual Percentage Yield (APY) for Mercury Personal savings accounts decreased from 3.50% to 3.25%.
• The "accurate as of" date for the interest rate was updated from 10/31/2025 to 12/17/2025 in the legal footnotes.