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Summary: Added "DGTL_COIN" loyalty program.
Why It Matters: This shows a new way to reward customers.
What Changed:
- Added "DGTL_COIN" loyalty program to the main menu.
- Added a section about "DGTL_COIN" with details on earning points.
- Added new credit and loan options.
- Added new sections for small business services.
- Added new contact information and legal disclaimers.
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