Summary: Monzo lowers instant access savings rate to 2.75%

Why It Matters: Interest rates are a key factor for customers choosing where to keep their savings. A lower rate might make users look for other places to put their money.

What Changed:

• The interest rate for Instant Access Savings Pots and Cash ISAs decreased from 3.00% to 2.75% AER.
• Removed the region selection banner that asked users to switch between the UK and US sites.
• Added a Trustpilot review link near the customer count section.
• Removed the Twitter (X) social media link from the footer.
• Removed the cookie consent banner text from the bottom of the page.