Summary: Mercury launches personal banking with 3.25% APY

Why It Matters: Mercury is moving beyond business accounts to serve the personal finances of founders. This increases their "stickiness" by managing both company and individual wealth in one place.

What Changed:

• Added a new "Mercury for Personal" account offering with 3.25% APY.
• Introduced a $0/month "Mercury for Business" tier to differentiate from personal plans.
• Added AI-powered features for bill pay and receipt reconciliation.
• Updated social proof to highlight 200,000+ customers and $650M in annual revenue.
• Increased FDIC insurance messaging, highlighting up to $5M in coverage through sweep networks.